Cookie Policy

1. Introduction

This Cookie Policy explains how Finance Hacks Ltd ("we," "us," or "our") uses cookies and similar technologies when you visit our website finance-hacks.com ("the Site"). It explains what these technologies are, why we use them, and your rights to control our use of them.

This policy should be read in conjunction with our Privacy Policy, which provides additional information about how we collect, use, and protect your personal data.

2. What Are Cookies?

Cookies are small text files that are placed on your computer, mobile device, or other equipment by websites that you visit. They are widely used to make websites work more efficiently and to provide information to website owners.

2.1 Types of Cookies

Cookies can be classified in several ways:

By Duration:

• Session Cookies: Temporary cookies that are deleted when you close your browser
• Persistent Cookies: Cookies that remain on your device for a set period or until you delete them

By Origin:

• First-Party Cookies: Set by our website directly
• Third-Party Cookies: Set by external services we use (e.g., analytics providers)

By Purpose:

• Necessary Cookies: Essential for website functionality
• Analytics Cookies: Help us understand how visitors use our website
• Marketing Cookies: Used to track visitors across websites for advertising purposes
• Preference Cookies: Remember your settings and preferences

3. How We Use Cookies

We use cookies for several reasons, which are detailed below. Unfortunately, in most cases, there are no industry-standard options to disable cookies without completely disabling the functionality they add to this site.

3.1 Necessary Cookies

These cookies are essential for the website to function properly. They cannot be switched off in our systems as they enable core functionality such as:

• Security and network management
• Accessibility features
• Loading balancing
• Shopping cart functionality (if applicable)
• Form submission
• Cookie consent preferences

3.2 Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us:

• Count the number of visitors and see how they move around the website
• Identify which pages are most and least popular
• Understand how visitors find our website
• Monitor website performance and user experience
• Improve our website design and content

3.3 Marketing Cookies

These cookies track your browsing habits to enable us to show advertising that is more likely to be of interest to you. They may be used to:

• Build a profile of your interests
• Show you relevant adverts on other websites
• Measure the effectiveness of advertising campaigns
• Limit the number of times you see an advertisement
• Remember that you have visited a website

3.4 Functionality Cookies

These cookies allow the website to remember choices you make (such as your username, language, or region) and provide enhanced, more personal features:

• Remember your login details
• Remember your preferences and settings
• Provide enhanced functionality and personalisation
• Remember information you have entered into forms

4. Specific Cookies We Use

Below is a detailed list of the cookies we use on our website:

4.1 Necessary Cookies

4.2 Analytics Cookies

4.3 Marketing Cookies

5. Third-Party Cookies

In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the service and deliver advertisements on and through the service.

5.1 Google Analytics

We use Google Analytics to help analyse how users use the site. This analytical tool uses cookies to collect standard internet log information and visitor behaviour information in an anonymous form.

Purpose: Website analytics and performance monitoring

Data Collected: Pages visited, time spent on site, traffic sources, user interactions

Privacy Policy: Google Privacy Policy

Opt-out: Google Analytics Opt-out

5.2 Facebook Pixel

We use Facebook Pixel to measure the effectiveness of our advertising and to show you relevant ads on Facebook and Instagram.

Purpose: Advertising measurement and targeting

Data Collected: Page views, button clicks, form submissions, purchase events

Privacy Policy: Facebook Privacy Policy

Opt-out: Facebook Ad Preferences

5.3 Other Third-Party Services

We may also use other third-party services that set cookies, including:

• Email Marketing Platforms: For newsletter and marketing communications
• Customer Support Tools: For live chat and support ticketing
• Payment Processors: For secure payment processing
• Content Delivery Networks: For faster website loading

6. Your Choices and Control

You have several options for managing cookies:

6.1 Cookie Consent Management

When you first visit our website, you'll see a cookie banner asking for your consent. You can:

• Accept All: Consent to all cookie types
• Necessary Only: Only allow essential cookies
• Custom Settings: Choose which types of cookies to allow

You can change your preferences at any time by clicking the "Cookie Settings" button at the top of this page or in our website footer.

6.2 Browser Settings

Most web browsers allow you to control cookies through their settings preferences. However, limiting cookies may impact your experience of our website. Here's how to manage cookies in popular browsers:

Google Chrome:

1. Click the three dots menu → Settings
2. Go to Privacy and Security → Cookies and other site data
3. Choose your preferred cookie settings

Mozilla Firefox:

1. Click the menu button → Settings
2. Select Privacy & Security
3. Under Cookies and Site Data, choose your settings

Safari:

1. Click Safari → Preferences
2. Click the Privacy tab
3. Choose your cookie and tracking settings

Microsoft Edge:

1. Click the three dots menu → Settings
2. Go to Cookies and site permissions
3. Click on Cookies and site data

6.3 Mobile Devices

For mobile devices, you can usually find cookie settings in your browser's settings menu. You can also adjust advertising preferences in your device settings:

• iOS: Settings → Privacy & Security → Apple Advertising
• Android: Settings → Google → Ads

7. Do Not Track Signals

Some browsers have a "Do Not Track" feature that lets you tell websites that you do not want your online activities tracked. Currently, there is no industry standard for how websites should respond to Do Not Track signals.

Our website does not currently respond to Do Not Track signals, but you can use our cookie consent tool to opt out of non-essential cookies.

8. Cookies and Personal Data

Some cookies may collect personal data, or become personal data when combined with other information. When this occurs, our Privacy Policy applies in addition to this Cookie Policy.

8.1 Legal Basis for Processing

We process cookie data based on:

• Consent: For analytics and marketing cookies
• Legitimate Interest: For necessary cookies and website functionality
• Contract Performance: For cookies essential to provide our services

8.2 Data Retention

Cookie data is retained for different periods depending on the type of cookie:

• Session Cookies: Deleted when you close your browser
• Persistent Cookies: Stored for the duration specified in the cookie table above
• Analytics Data: Aggregated data may be retained longer for trend analysis

9. International Transfers

Some of our third-party service providers may be located outside the UK/EEA, which means your cookie data may be transferred internationally. When this occurs, we ensure appropriate safeguards are in place to protect your data in accordance with UK data protection laws.

For more information about international transfers, please see our Privacy Policy.

10. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our business practices. We will notify you of any material changes by:

• Posting the updated policy on our website
• Updating the "Last Updated" date at the top of this policy
• Displaying a notice on our website
• Requesting fresh consent where required by law

We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies.

11. Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

Data Protection Authority

If you have concerns about our cookie practices, you can also contact the UK's data protection authority:

Information Commissioner's Office (ICO)
Website: ico.org.uk
Phone: 0303 123 1113

12. Additional Resources

For more information about cookies and online privacy, you may find these resources helpful:

• About Cookies: www.aboutcookies.org
• All About Cookies: www.allaboutcookies.org
• ICO Guidance: ICO Cookie Guidance
• Your Online Choices: www.youronlinechoices.com